What is Workers Compensation?
Work-related injuries are unfortunately a common part of many different professional fields. Fortunately, workers are covered by state’s worker’s compensation laws, which protect workers from paying out of pocket to cover medical costs and lost wages due to work-related injuries.
Workers compensation is statutory, meaning every state requires employers (of a certain size) to offer worker’s compensation coverage for employees who are injured on the job. The specific details and process of filing a workers compensation claim differ state-by-state. However, all states workers compensation laws include a no-fault process that protects both employees and employers.
Do I Qualify for a Workers Compensation Lawsuit?
If you suffer from an injury at work that impedes your ability to complete your daily duties, you may qualify for a workers compensation lawsuit. This system of no-fault coverage ensures that an injured workers job is protected, his/her injury costs are covered, and the worker does not lose out on earned income during the injury.
Workers compensation protects workers from:
- Injuries occurring on employer property or at employer events
- Injuries caused by employer properties, such as employer equipment
- Injuries from exposure to dangerous conditions
- Affliction to pre-existing injuries or conditions
Workers should not expect to be compensated for any injury that occurs while they are working while in an impaired state, acting in direct violation of employer rules or guidelines, or injuries resulting from participating in a non-work related activity while at work.
Besides workers compensation, there are two other primary types of disability: state disability benefits and social security disability insurance (SSDI). It is important to familiarize yourself with the differences in the three types of disability so that you know which disability you are eligible to receive.
How Does a Workers Compensation Lawsuit Work?
The three primary parties involved in a workers compensation lawsuit are the worker, the employer, and an insurance provider. These three parties arbitrate fair compensation based on the degree of the injuries and following the guidelines set by state workers compensation laws.
Workers receive compensation for work-related injuries in the form of benefits. These benefits include any medical costs involved with the injury at work and partial wage payments (average of 2/3 of normal wages) for the duration of the lost work time. The length of these payouts and maximum payouts are capped by state workers compensation laws. 2/3’s may seem unfair, but these payouts are not taxed, so they actually translate fairly closely to most normal paychecks.
Guiding You Through the Workers’ Comp Process:
Filing a workers’ compensation claim is complicated and involves extensive paperwork. Many claims are denied because they are filed incorrectly or incompletely. It is important that you have an attorney with you to make sure your claims are filed in an accurate and prompt manner.
We can also assist with workers’ compensation appeals if your claim has been denied. Regardless of your immigration status, our experienced team of Orlando workers’ compensation lawyers is ready to serve you.
Our attorneys can handle cases that involve a variety of work-related claims, including:
- Paraplegic cases
- Electrocution and burn injuries
- Machine malfunctions
- Police officer injuries
- Toxic exposure
- Worker death claims
- Construction accidents
- Stress-related injuries
- Brain injury
- Firefighter injuries
- Vehicle accidents at work
$100 MILLION TOTAL
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